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  • Archive for June, 2011

    Weekly Quick Tip: Credit Use and Credit Scores

    Monday, June 27th, 2011

    The idea that you have to use credit to have credit… “Dear Experian, I used to have a credit score around 620 but paid cash for all of my purchases over the last several years. Now I don’t have a score any longer. Is that common? If so, how long can I expect it to […]

    Weekly Quick Tip: Bankruptcy and Patience

    Thursday, June 23rd, 2011

    Often times people that file for bankruptcy go through the entire process to come out on the back end and ask themselves… “What now?” The majority of the resources online provide valuable information, promoting patience during the rebuilding process. Although patience is extremely important during the rebuilding of credit, it is more important to establish a […]

    Weekly Quick Tip: Marriage

    Wednesday, June 1st, 2011

      Adding your spouse as an authorized user may be a good way to build credit. You may also add your spouse as a joint account holder. This may be a more beneficial way of establishing new credit, but understand that both account holders are liable for any debts accrued. As a married couple, establishing […]