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  • Archive for August, 2011

    Weekly Quick Tip: Hard Pull vs. Soft Pull

    Tuesday, August 30th, 2011

    There is a lot of information that can get confusing when discussing credit. One reoccuring questions that we receive here at our office is: “What is the difference between a ‘hard’ pull and a ‘soft’ pull”.  This is a great question to ask. The people over at Bills.com did a great job of giving a […]

    Weekly Quick Tip: Liability of the Authorized User

    Friday, August 26th, 2011

    Bills.com poses a great question in their recent blog post: If the main card holder dies, will I, as an authorized user, be responsible for the debt now? Here is their response: “Generally speaking, an authorized user is not legally liable for the charges on a credit card, as the authorized user never signed a […]

    Bloomberg.com: Americans Earn a `D’ on Understanding How Credit Scores Work, Survey Finds

    Thursday, August 11th, 2011

    This story was published on Bloomberg.com. “Americans don’t fully understand how their credit scores are determined or how the scores may be used, according to a survey by the Consumer Federation of America and VantageScore Solutions. About 67 percent of those surveyed incorrectly said that age is used in calculating credit scores, and a majority of those […]

    Know Your Local Credit Consultant: Tyler Christiansen

    Tuesday, August 2nd, 2011

    Tyler Christiansen is a Credit Consultant for Premier Credit Consulting. Tyler’s previous experience includes work in both the commercial and residential real estate markets. He is a licensed real estate agent and spent a year with Ivory Homes, helping individuals prepare to purchase a home where he grew to appreciate the importance of an individual’s […]