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  • Archive for November, 2013

    Deadly Defaults

    Monday, November 25th, 2013

    One of the worst credit killers is a default.  A default is any credit obligation that you have failed to fulfill.  These last on your credit report for seven years and have severe consequences on your score, sometimes to the tune of hundreds of points.  This is not an exhaustive list or comprehensive look at […]

    The Impact of Obamacare on Medical Debt and Credit Scores

    Friday, November 22nd, 2013

    By Steven Palmer Medical bankruptcies One of the objectives of Obamacare, according to, is to help protect American citizens from medical bankruptcy. According to Harvard researchers, 62% of all personal bankruptcies filed in the U.S. in 2007 were caused by medical problems – up from just 8% in 1981. A fact Obama uses to […]

    2013 Veterans Day

    Monday, November 11th, 2013

    By Dustin Grimnes “It is easy to take liberty for granted, when you have never had it taken from you” – Vice President, Dick Cheney. We live in a beautiful land surrounded by heroic men and women who have sacrificed everything for the freedoms we enjoy today. At Premier Credit, we offer our sincere gratitude […]