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  • Archive for October, 2014

    Stagnant Credit Report

    Monday, October 27th, 2014

    Marriage is unifying is so many ways, but it does not merge credit reports. Under every circumstance, spouses’ credit reports remain separate. Many think that they can make it by piggybacking on their spouse’s credit for the rest of their lives. This, however, is not the best way to go. What if…? Unfortunately, there are […]

    Identity Theft

    Monday, October 20th, 2014

    This week is Protect Your Identity Week so we’re going to talk about what identity theft means for you. Identity theft is a growing problem, especially with unscrupulous cyberspace thieves. Identity theft can have a massively detrimental impact on your credit. And if you pay attention to your credit, you may be able to catch […]

    How does your credit score compare to the average American?

    Thursday, October 16th, 2014

    Today is Get Smart About Credit Day!  There is no better time to talk about your credit score than now. So just how good is your credit score? A FICO score is scored on a scale of 300 to 850, with both a 300 and 850 score being virtually impossible. To get a general idea […]

    Growing Pains: Student Loans

    Monday, October 6th, 2014

    The Wall Street Journal addressed the student loan crisis extensively on 14 June 2014. Student loans are, unfortunately, a way of life at the moment, as it has passed the $1 trillion mark. That is larger than credit card and auto loan debt! The federal government is involved in funding 57% of American students. Upon […]