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  • Archive for April, 2015

    10 Credit Myths

    Monday, April 27th, 2015

    Let’s discuss 10 common credit myths and how to correct them. Since Americans are generally uneducated regarding credit reports and credit scores myths are just floating around out there and no one knows the reals answers. Well . . Premier Credit to the rescue! 1. The credit bureaus are required by law to send you […]

    6 Habits of Highly Effective Credit Scores

    Monday, April 20th, 2015

    What does a person with a stellar credit score look like? A study in the Journal of Economic Behavior and Organization revealed that “the FICO score captures elements of preferences or personality that affect credit behavior.” What then are the habits and traits of those who have excellent credit scores? Well let us drop some […]

    Credit Newbies

    Monday, April 13th, 2015

    Happy National Financial Capability Month! To help you become more financially capable, today’s topic is for Credit Newbies. Everyone wants the benefits of good credit, no matter what period of life one is in. For those entering financial independence, the benefits of good credit are especially crucial, but, obviously, they too have the least amount […]

    Installment vs. Revolving Loans

    Monday, April 6th, 2015

    To honor April as National Financial Literacy Month, we are going to talk about some loan terminology. The two largest categories of debt for consumers are either installment or revolving. These two types of accounts can have a major impact on your credit score just by the use of these accounts; such as, if your […]