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  • Archive for April, 2016

    Why You Should Replace your Debit Card with a Credit Card

    Tuesday, April 26th, 2016

    Certainly debit cards have their advantages; they allow you to spend only what you have in your checking account and they are more convenient than carrying cash, but the disadvantages far outweigh the advantages.  The popular consumer expert, Clark Howard, says; “debit cards are overwhelmingly inferior to credit cards”.    Here are 10 reasons why. Fight […]

    Half of Homebuyers Want to Improve Credit Scores Before Buying

    Tuesday, April 26th, 2016

    One in four American consumers don’t qualify for an FHA loan due to low credit scores.  But according to a new Experian survey, 45% of future buyers have delayed a purchase to improve their credit score and one in five are likely to opt out of the loan process all together for the next 5 […]