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  • Archive for August, 2016

    Credit Score Needed for FHA Loan

    Tuesday, August 23rd, 2016

    It’s written in bold letters on FHA.com.  Credit Requirements for FHA loans, 580 or higher = 3.5% Down Payment and Lower than 580 = 10% Down Payment.  Then why can’t you get approved with that score? FHA Doesn’t Do Home Loans FHA loans are not offered by the FHA (Federal Housing Administration).  In fact, the FHA […]

    Two Big Changes Impacting Medical Debt & Credit Scores

    Tuesday, August 23rd, 2016

    Medical debt is the most common type of collection, consisting of 52% of all accounts reported by collection agencies.  According to Experian, 64.3 million Americans have a medical collection recorded on their credit report.  Consumers have argued that medical debt impacts their credit rating unfairly and now a legal settlement and a revised credit model […]