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    Credit Card – Minimum Payment Calculator

    Wednesday, November 23rd, 2016

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    Minimum Credit Card Payments Put a Freeze on Christmas Cheer

    Wednesday, November 23rd, 2016

    According to a Gallup poll, last year, the average Christmas spending among households with children younger than 18 living at home was $1,092.  What if you were to put that amount on your credit card and pay minimum payments, how long would it take to pay it off and how much would you spend?  Of […]

    0% Financing can be a Holiday Bust – 3 reasons why

    Wednesday, November 23rd, 2016

    Free money for 12 months, how can you go wrong with 0% financing?  According to credit expert, John Ulzheimer, it can adversely affect your credit in these three ways: Utilization – You could be ramping up your credit “utilization” percentage. Retailers often open a store credit card and max out the credit limit with the […]

    10 Credit Tips to Improve your Life in 2017

    Wednesday, November 23rd, 2016

    Carrying a Balance Will Hurt You More Until a year ago, Federal Reserve rates were at zero for more than half a decade. A rate hike in December of 2015 and another hike in December of 2016 has changed the trend. Expect three more rate hikes in 2017. Creditors and credit card companies are likely […]