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    How one Click on Facebook could affect your Credit Score

    Friday, January 27th, 2017

    Next time you get a friend request on Facebook, you might want to consider how clicking “Confirm” might impact your credit rating. Some reports suggest that as many as 63% of Millennials don’t have a credit card.  Financial institutions and credit scoring companies are very anxious to market to and engage this generation.  The challenge […]

    Super Prime vs. Subprime

    Friday, January 27th, 2017

    The Super Bowl has become an unofficial American national holiday.  Over 100 million people are expected to watch and it is second only to Thanksgiving for U.S. food consumption.  Players from the 2017 winning team will earn $97,000 each and the losers will earn $49,000.  Not bad for one hour of work. The average pay […]

    10 Credit Tips to Improve your Life in 2017

    Monday, December 19th, 2016

    Carrying a Balance Will Hurt You More Until a year ago, Federal Reserve rates were at zero for more than half a decade. A rate hike in December of 2015 and another hike in December of 2016 has changed the trend. Expect three more rate hikes in 2017. Creditors and credit card companies are likely […]

    Credit Card – Minimum Payment Calculator

    Wednesday, November 23rd, 2016

    Click Bankrate Calculator

    Minimum Credit Card Payments Put a Freeze on Christmas Cheer

    Wednesday, November 23rd, 2016

    According to a Gallup poll, last year, the average Christmas spending among households with children younger than 18 living at home was $1,092.  What if you were to put that amount on your credit card and pay minimum payments, how long would it take to pay it off and how much would you spend?  Of […]