Tips to Help You Optimize Your Credit Health!
Looking for ways to optimize your credit health? We can help! Here are a few steps you can take to reach your credit goals in addition to the work you’re doing with Premier Credit Smart + AI.
Build A Game Plan For Credit Utilization: Having a clear game plan on how to use your revolving credit lines (i.e. credit cards, overdraft lines of credit, etc.) can help you optimize your credit scores. For example, avoid spending more than 30% of the available credit limit, and get in the habit of paying your credit card balance off in full each month. If that’s not possible, try to carry a balance below 10% of the available credit limit.
Avoid Unnecessary Inquiries: We know it can be tempting to save that extra 10% on your store purchase, but that inquiry may hurt your credit health. Avoid unnecessary inquiries when possible to keep a healthy credit profile.
Seek Professional Help: Sometimes credit problems can be complicated. If you’re not getting the results you’re looking for by disputing the information with the credit bureaus, consider requesting a credit evaluation from our team at Premier Credit. Our Complete Service may have the solution you’re looking for. As a member of Premier Credit Smart + AI, you receive a $99 discount if you decide to upgrade your services.
We hope this information was valuable, and are here to answer any questions that you may have.
Sincerely,
Premier Credit