Ensuring a Fair & Accurate Credit Profile
If you’re a mortgage or real estate professional, you’ve probably come across numerous clients who are dealing with credit challenges. Unfortunately, many of these clients get left in the wake of a fast moving market.
That’s where we come in. We can help you improve your ROI on your lead generation, and ultimately close more deals.
Our services are designed to help you close more deals by helping clients resolve their credit challenges. One of the key factors in helping your clients build a healthy credit profile is to uphold their right to a “Fair and Accurate Credit Profile” per the Fair Credit Reporting Act.
We do this by investigating and disputing accounts that are:
Inaccurate
Unverifiable
Misleading
Outdated
Instead of frivolously disputing accounts over and over again, we target accounts that we believe are reporting in violation of the Fair Credit Reporting Act. The intent is to ensure the information on credit is accurate, and if it’s not, get it removed quickly. Ultimately, our efforts can ensure that your client is able to confidently move forward with a home purchase knowing that the information on their credit report is correct and up to date.
In addition to disputing FCRA violations, we’ll work as an advocate on your client’s behalf to validate and investigate accounts before working with the creditor to resolve the debt. Once that process is complete, we work through a Limited Power of Attorney to get the best possible negotiated terms on outstanding debts that are holding your client back from credit qualifying.
We’re advocates for responsible credit repair that upholds your client’s rights while resolving legitimate outstanding accounts that restrict your client’s ability to credit qualify.
If you have questions about our services, or want to discuss a client file, please don’t hesitate to contact us directly! You can contact us here.